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Blog Posts in 2017

  • Was Diogenes Searching for Insurance?

    By now you have noticed a didactic pattern in these articles: I try to leave you with a little something that will add to your day if your day has anything to do with real estate. This article is no different. The way I get property insurance is by calling my insurance agent and saying something like… “this is the property, give me your best price…(after a pause) please.” I might then hint that ...
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  • Homeowner’s Association Disputes

    According to the Florida Department of Business and Professional Regulation, there are an estimated 12,000 homeowners’ associations in the state. With so many associations, it is not entirely surprising that some of them end up mistreating homeowners, resulting in disputes. This is particularly an issue in Florida where homeowner’s associations tend to wield a lot of power, occasionally forming ...
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  • How to Get a Restraining Order in Florida

    A restraining order, or an injunction for protection as they are referred to in Florida, is issued by a civil court, ordering the person against whom it is filed to refrain from either contacting you, your children, or being within a specified distance of you. To obtain a restraining order, it is important to understand the requirements and the steps one must take to proceed with this process. The ...
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  • Attorney Ashley Rogers is now a Certified Circuit Mediator

    Chesser & Barr, P.A. is proud to announce Attorney Ashley Rogers is now a Certified Circuit Mediator. Attorney Rogers is a shareholder of the firm and holds many other accomplishments. To read more visit Attorney Rogers profile page by clicking here .
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  • Silver Award-Winning Law Firm in Emerald Coast, FL

    The Finest on the Emerald Coast Award is a prestigious ranking system for all of the best businesses in Emerald Coast, FL—and we at Chesser & Barr, P.A. are incredibly proud to have won Silver out of the law firms in this year’s contest! We take this accolade seriously, and it is thanks to our hard work, dedication, and passion that we owe this great accomplishment. Since this award is distributed ...
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  • What You Must Know About Flood Insurance

    Generally speaking, get some. Fortunately, most of us are in areas not prone to flood, but because of federal subsidies for the cost, the insurance will be cheap. For those of us on the coast, or close to rivers or other flood prone areas, then your mortgage requires it. Flood insurance also makes good business sense because, in light of losses, it’s far cheaper than it should be. The flood area ...
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  • One if by Land, Two if by Sea But What if the Land is by the Sea

    Having made one public service announcement, I now write this article as another one. Having lunch with my friend, the crustaceous Eddie Rice from Panhandle Surveying, I learned that your flood insurance map is about to be a serious priority to homeowners and Realtors. Beginning May 15, 2017, the Flood Insurance Rate Map (called FIRM) will change for all of Northwest Florida. You can see the ...
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  • A Lawyers' Invitation

    The lawyers in Okaloosa and Walton Counties who practice real estate law are coming together to form a Real Estate Council. The first meeting of that council will occur on April 11 at 10:30 am in the Fort Walton Beach offices of the Board of Realtors, 10 Hollywood Blvd SE. At 11:00 on that morning, attorney Melissa Murphy from Orlando will talk to the group about cyber security and cybercrime, a ...
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  • How are Real Estate Closings Like a Game of Poker?

    A buyer takes title to commercial property with an underground gas main running through the middle. Neither the buyer nor his mortgage company had any idea that the property was simply unbuildable. Both lost hundreds of thousands of dollars. How would something like this happen? Your real estate contract calls for a title commitment to be issued relatively soon after signing the contract – usually ...
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  • A Coin With Many Sides

    In Florida, homestead is not just good, it’s great. But it is complicated. So complicated that a whole book would be required to describe it. But please understand that it helps to have homestead. The term “homestead” is used in the law in several ways. One of the ways is provided by the Florida Constitution, and it saves the head of a household from losing his or her home to creditors if he owns ...
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  • Common Divorce Myths

    Experiencing a divorce is difficult to handle alone, which is why most people tend to rely on their support system comprised of friends and family for guidance and strength. However, it is imperative to understand common myths and misconceptions related to divorce that people believe are the absolute truths. The following are common divorce myths that your friend or family member may believe: The ...
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  • Discussing Your Divorce with Your Children

    Divorce is a stressful and emotionally draining experience for all parties involved, especially if children are part of the family. Each parent must undergo a complicated and contested legal process while raising and comforting the kids. Enduring a divorce with children is an arduous challenge. However, not only does talking to your children about divorce help them prepare for a new chapter in ...
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